Deciding to get a dog is an exciting time for a family. It is not a decision that is taken lightly, and it is important to be prepared for your new arrival and be aware of what to expect. In this article we offer our top 5 tips for first time dog owners.

You can arrange pet insurance via our website. It will take less than a minute to complete the basic quote information for your dog. Choose your cover level then enter your personal information and payment information. Your policy documents will be emailed to you once you have confirmed payment.

To get a quote with Top Dog Cover you will need the age and breed(s) of your dog. Sometimes it is difficult to know the exact date of birth of your dog therefore we require just the month and year. You will also be expected to know the price paid for your dog, which vet they are registered with and their medical history, including any past surgeries or treatments.

The minimum age for dog insurance is currently 8 weeks. The current maximum age for new policies is 10 years and 364 days, so provided your dog is insured with us prior to its 11th birthday we will invite renewal throughout their lifetime. Where possible Top Dog Cover avoid placing a maximum age limit on policies but it may be necessary to impose a restriction on a breed by breed basis. 

Absolutely! We recognise that existing policies don't always renew at the same time so we'll give you a unique promotional code which is valid year-round for your own dogs and any others in your extended family. The discount varies but it will never be less than 5% on any additional pet. You can also pass this on to friends.

 

Regrettably it is not possible at this time to insure every breed of dog. A list of breeds which are currently banned from ownership by the government can be found here. There are also a number of breeds which insurers have experienced challenges providing cover for. The list changes from time to time so our approach is to include every known breed in our dropdown list at the start of the quote and then tell you if this breed, or any dog mixed with this breed, cannot be insured.

In most cases, no, however this depends on your dog's medical history. All cover decisions are subject to limits imposed by our underwriters and may vary by breed and other criteria. It is not possible to cover every pre-existing condition.

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