Why Pet Parents Choose Top Dog COVER
We are proud to offer comprehensive dog insurance that covers dogs aged 8 weeks and upwards
Simple online quote process
Get a low cost online quote in minutes for your dog with our simple online quote form and enjoy peace of mind for your furry family member
24/7 LIVE chat helpline
Get veterinary support when you need it and chat with one of our online specialists.
Pawfect Cover
Lifetime veterinary fees cover from £1,000 up to £8,000 and a whole host of other benefits included.
Multi pet discount
When you insure more than one pet with Top Dog Cover we'll provide you with a discount, our way of saying thank you.
Top Dog Cover is just a CLICK away
Get Your Instant QuoteWhat do I need to get my instant online quote?
Before you start your quote for pet insurance with Top Dog Cover you’ll need to have a few key pieces of information available. It's a fairly straight forward process and you’ll be guided through each step with helpful hints, explaining the process and main points along the way. If you need further help, please give us a call.
About your dog
We need to know a little bit about your dog. Your pets age, including month and year of birth, it's breed, pedigree or crossbreed.
A little bit about you
It's all about your furry friend really, however we do need to know where you and your dog live and how long you've been pals.
Your dog pre-existing medical conditions (if any)
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Your location (indicates cost of vetinary care in your area)
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Need a littile more help with your Quote?
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Top Dog Cover: A summary of what is and isn’t covered?
What’s not covered
What’s covered
*Cover is offered subject to our acceptance and as outlined in our policy documentation, which is available to view before purchasing a policy.
Learn More
What are the benefits of insurance for pre-existing conditions?
The main benefit of a pet insurance policy covering pre-existing conditions is that it provides coverage for ongoing or recurring health issues like allergies or arthritis. This offers financial relief for treatments, medication, and veterinary visits, giving you peace of mind that you won’t face large bills for known conditions. Additionally, new, unrelated illnesses are also still covered.
You can have peace of mind knowing that cover will continue without exclusions being placed on your policy. It turns a potential financial burden into manageable costs, allowing you to focus on your pet’s care rather than just the expense.
Peace of mind so you can enjoy life with your furry friend
Financial support for known issues covers costs for ongoing treatment, therapies, prescription food, and medication covers conditions such as diabetes, allergies, or arthritis
Reassurance that if your pet’s chronic condition flares up, you have financial help for ongoing care
Continued care should things get worse
Coverage for worsening conditions, including cover for new treatments or medication for pre-existing conditions should they get worse or change
Ongoing support for chronic conditions like diabetes or arthritis With lifetime pre-existing cover from Feline Cover, you can claim year after year, with the limit resetting annually (as long as the policy is renewed without a break)
Predictable costs so you can budget effectively
Cost management to help manage potential, high-long-term costs Helps reduce expenses associated with chronic illnesses over your pet’s lifetime
Comprehensive benefits to suit all budgets
Choose vet fees cover from £1,000 up to £8,000 Select the amount you pay towards any claims Includes cover for dental treatment, theft & straying, and death from illness or accident access to The Vet Connection, a 24/7 support service offering advice on all aspects of pet care
Get started with our simple online medical screening
Read Our FAQsPre-existing Pet Insurance Compared
Most insurers in the UK do not cover pre-existing conditions for new policies and it's often incorrectly reported that this type of cover is unavoidable or indeed uninsurable. This is not the case anymore. Top Dog Cover and several other specialists do now offer pre-existing cover, however not all policies are the same.
The following chart could help you to understand the differences. All policies reviewed are lifetime policies.
| Top Dog Cover | Petsure | Many Pets | Muddy Paws | |
|---|---|---|---|---|
| Cover available for conditions with treatment, advice or medication in last 24 months | — | — |
|
— |
| Online screening | — |
|
— | — |
| Cover offered for all conditions declared |
|
— | — | — |
| Policy limitations on accepted pre-existing conditions |
|
— | — | — |
| Excess applicable for accepted pre-existing conditions |
|
— | — | — |
| Waiting period for pre-existing conditions when switching from another insurer |
|
— | — | — |
| Vet helpline, webchat and video consultation included free |
|
— | — | — |
* Cover and acceptance are subject to eligibility criteria for all insurers.
This information is correct as of November 2024. You should conduct your own research before deciding to purchase any policy; this could be an important long-term financial decision.
How are Top Dog Cover quotes calculated?
STEP 1
About Your Dog
Basic details help us understand your dog.
- Age & date of birth
- Breed (pedigree or crossbreed)
- Purchase price (if applicable)
STEP 2
About You
Your information keeps things accurate.
- Your name & address
- Ownership details
- How long you’ve had your dog
STEP 3
Your Dog Current Health
We check your dog current health.
- Any existing conditions
- Past injuries or surgery
- Recent medical treatment
STEP 4
Choose Your Cover
Pick the protection that suits you.
- Select your vet fee limit
- Cover from £1,000 – £15,000
- Flexible options to match your budget
Top Dog Cover is just a CLICK away
Get a Quote Now
Explore our expert health advice for your Dog
Get the latest Top Dog Cover health advice and well being guidance for your dog, a wealth of information on caring for and sharing your life with your dog.
Simple online quote process
Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled.
Read More
Simple online quote process
Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled.
Read More
Simple online quote process
Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled.
Read More
Simple online quote process
Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled.
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Customer Feedback
“These are the perfect size for our small dog...”
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Pet Shop Inc.“These are the perfect size for our small dog...”
Alex Michel
Pet Shop Inc.“These are the perfect size for our small dog...”
Alex Michel
Pet Shop Inc.
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